According to cybergal, its HSBC and E*Trade financial.
On the way outstation to Kudat, I took the chance to visit Simpang Mengayau, the Tip of Borneo. It’s located at the northernmost point of Sabah which of course is on Borneo island, the 3rd biggest island in the world.
This is a picture of me at the cliff’s edge to the famous rocky outcrop adjoining the sea.
Picture taken by Ornest, a colleague.